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Bank EMI Calculators

EMI Calculator for All Banks in India

Compare home loan, car loan and personal loan EMIs across all major Indian banks. Get accurate monthly instalments instantly — no sign-up required.

10+Banks covered
3Loan types
FreeAlways
S
🏠 8.50%🚗 8.85%
SBI (State Bank of India)
India's largest public sector bank offering competitive home, car and personal loan rates.
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H
🏠 8.75%🚗 8.90%
HDFC Bank
India's leading private bank known for fast loan approvals and competitive interest rates.
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I
🏠 8.75%🚗 9.00%
ICICI Bank
ICICI Bank offers flexible loan products with digital-first processing for quick disbursals.
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A
🏠 8.75%🚗 9.10%
Axis Bank
Axis Bank provides home and auto loans with minimal documentation and quick approvals.
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K
🏠 8.75%🚗 8.99%
Kotak Mahindra Bank
Kotak offers digital loan journeys with competitive rates and doorstep service.
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B
🏠 8.40%🚗 8.80%
Bank of Baroda
Bank of Baroda provides affordable home and vehicle loans with government bank reliability.
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P
🏠 8.45%🚗 8.75%
Punjab National Bank
PNB is a leading PSU bank offering low interest home loans and flexible repayment options.
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C
🏠 8.40%🚗 8.70%
Canara Bank
Canara Bank offers one of the lowest home loan rates among public sector banks in India.
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U
🏠 8.35%🚗 8.70%
Union Bank of India
Union Bank provides competitive loan products with special rates for government employees.
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I
🏠 8.55%🚗 8.90%
IDBI Bank
IDBI Bank offers a wide range of loan products with digital processing and quick approvals.
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Which bank offers the lowest home loan EMI in India?

Among major banks, Union Bank of India offers one of the lowest home loan rates at 8.35%, followed by Canara Bank at 8.40% and Bank of Baroda at 8.40%. However, your actual rate depends on your CIBIL score, income, and loan amount.

Home loan EMI comparison — all banks (₹50 lakh, 20 years)

BankRateMonthly EMITotal Interest
Union Bank of India8.35%₹42,918₹53.0L
Bank of Baroda8.40%₹43,075₹53.0L
Canara Bank8.40%₹43,075₹53.0L
Punjab National Bank8.45%₹43,233₹54.0L
SBI8.50%₹43,391₹54.0L
IDBI Bank8.55%₹43,550₹55.0L
HDFC Bank8.75%₹44,186₹56.0L
ICICI Bank8.75%₹44,186₹56.0L
Axis Bank8.75%₹44,186₹56.0L
Kotak Mahindra Bank8.75%₹44,186₹56.0L