ICICI Bank offers flexible loan products with digital-first processing for quick disbursals.
| 🏠 Home Loan | 8.75% p.a. | Up to 30 yrs |
| 🚗 Car Loan | 9.00% p.a. | Up to 7 yrs |
| 👤 Personal Loan | 10.85% p.a. | Up to 5 yrs |
Use the formula: EMI = P × r × (1+r)^n / ((1+r)^n - 1) where P is the loan amount, r is the monthly interest rate, and n is the number of months. For a ₹20,00,000 home loan from ICICI Bank at 8.75% for 240 months, your EMI is ₹17,674.
| Loan Amount | 10 Years | 20 Years | 30 Years |
|---|---|---|---|
| ₹10,00,000 | ₹12,533 | ₹8,837 | ₹7,867 |
| ₹20,00,000 | ₹25,065 | ₹17,674 | ₹15,734 |
| ₹30,00,000 | ₹37,598 | ₹26,511 | ₹23,601 |
| ₹50,00,000 | ₹62,663 | ₹44,186 | ₹39,335 |
| ₹1,00,00,000 | ₹1,25,327 | ₹88,371 | ₹78,670 |