Disclaimer

General Disclaimer

The information, calculators, and tools provided on ForgeCodeHub are intended solely for general informational and educational purposes. Nothing on this website constitutes professional advice of any kind.

While we strive to keep our tools accurate, up to date, and useful, we make no representations or warranties of any kind — express or implied — about the completeness, accuracy, reliability, or suitability of the information or tools provided.

Any action you take based on the information or results provided by our tools is strictly at your own risk. ForgeCodeHub accepts no liability for any losses or damages arising from your use of the Service.

Financial Tools Disclaimer

Our financial calculators — including EMI calculators, SIP calculators, loan eligibility tools, and net worth trackers — are provided as planning aids only.

• Results are estimates based on the inputs you provide and standard mathematical formulas.
• Actual financial outcomes may vary significantly due to market conditions, lender policies, regulatory changes, and individual circumstances.
• These tools do not account for your complete financial picture, personal risk tolerance, or specific goals.
• We are not a registered financial advisor, broker, or investment firm.

Please consult a SEBI-registered financial advisor or certified financial planner before making investment or borrowing decisions.

Tax Calculator Disclaimer

Our income tax calculators and GST tools are based on publicly available tax rules and rates. They are designed for quick estimation only.

• Tax laws are subject to change. Calculations may not reflect the most recent amendments or circulars issued by tax authorities.
• Our tools do not account for individual deductions, exemptions, surcharges, or special provisions that may apply to your specific situation.
• Results should not be used for actual tax filing, advance tax computation, or official submissions.

Always verify your tax liability with a chartered accountant (CA) or qualified tax professional. Use the Income Tax Department's official portal for authoritative guidance.

Investment Tools Disclaimer

Investment-related tools such as retirement planners and SIP projectors use assumed rates of return for illustrative purposes. These assumptions do not guarantee actual future returns.

• Mutual fund and equity investments are subject to market risk. Past performance is not indicative of future results.
• Inflation-adjusted projections are based on estimated future inflation rates, which are inherently uncertain.
• Returns shown in projections are hypothetical and for planning reference only.

Investment decisions should be made in consultation with a licensed financial advisor who understands your full financial situation.

Loan & EMI Tools Disclaimer

Our EMI and loan eligibility calculators use standard amortisation formulas and the inputs you provide. Actual loan terms, EMI amounts, and eligibility criteria are determined solely by the lending institution.

• Interest rates, processing fees, prepayment charges, and other terms vary between lenders and are subject to change.
• Eligibility results are indicative only and not a pre-approval or guarantee of credit.
• CIBIL scores and other credit bureau data are not verified or accessed by our tools.

Contact your bank or NBFC directly for accurate loan terms and eligibility assessment.

No Accuracy Guarantee

We maintain and update our tools regularly, but we cannot guarantee that all outputs are error-free or current at all times. Tax rates, regulatory thresholds, and financial parameters change periodically.

If you notice an error or discrepancy in any tool, please report it to us at support@forgecodehub.com. We will investigate and correct verified issues promptly.

External Links

ForgeCodeHub may contain links to third-party websites, government portals, or financial resources for reference. These links are provided as a convenience only.

• We do not endorse or take responsibility for the content, accuracy, or practices of linked third-party sites.
• Visiting external links is at your own risk. We have no control over the nature or content of those sites.

When to Seek Professional Help

Please consult a qualified professional in the following situations: